Archive for Uncategorized

Questions frequently asked by Clients.

People always call our office and ask these frequent questions which I am going to answer in todays’ blog.

What is a Notary Public?

In British Columbia, a notary public is more like a British notary. Notaries are appointed for life by the Supreme Court of British Columbia and as a self-regulating profession; the Society of Notaries Public of British Columbia is the regulatory body overseeing and setting standards to maintain public confidence.

What does a Notary Public do?

A Notary Public is a Public officer, who is authorized to administer oath, and authenticate the signature on a document, certify documents, and attest the validity of the signatures. A Notary Public will make sure that you fully understand what you are getting done.

What do I need to bring in when coming to get any type of service?

You need to bring two pieces of ID, including one photo ID such as Canadian Passport, Drivers Licence, BC ID, and the other ID you can bring is a Service Card, Credit card or Social Insurance card.

 What is Certified True Copy?

A Certified True Copy is a photocopy of the original document that we examine and compare to the original. We then examine and certify that the photocopy is unaltered and is a true copy of the original.

What is the Notarization of a document?

Notarization means the document has been authenticated. A Notary Public is authorized to administer oaths, certify documents and attest to the validity and authentication of a signature. Your signature on the document means that you signed it willingly.

Why should I sign in front of a notary, if I need to get my Signature Witnessed?

People often come to the office with their documents filled in and signed, which is not acceptable. It is a notary’s responsibility to make sure that you fully understand what you are signing. A notary can never sign without reading and understanding the documents. A notary cannot notarize your documents until you sign in front of a notary. Make sure you sign your entire document in front of the notary in the future.

Why can’t the notary publics witness my separation agreement?

It is against the Notaries Act to practice with regard to the Family Relations Act.  A separation agreement is an extremely important document.  All parties should seek independent Legal Advice and sign in the presence of a Family Law lawyer, therefore we cannot witness any signature related to family law.

A Notary cannot sign a document prepared in a foreign language? 

A notary cannot notarize any document in any foreign Language without the translation.

For more information contact us at 604-503-3853, or leave a comment or email us with your question and we will be happy to serve you.

Useful Information for buying a House in British Columbia

Buying a house is possibly the best and largest investment of your life. When you start looking for the house of your dreams, the first thing that comes to mind is the cost. Before stepping into something you should really gather information about the procedures and the main requirements that you need to understand. It is important to be well-informed and well prepared before you make a purchase of such a large magnitude. Going about the home buying process carefully, asking the right questions and getting all the information you need can protect you as a consumer and result in a good decision for you and your family.

Once you have picked the house and figured out how to pay for it, the next step is to contact a realtor. Realtors are professional and have specific training in real estate. They can help you find a home that fits your needs and you can afford. A Realtor will prepare the contract between you and the seller, which will indicate all the things you and the seller have agreed to, and it will help you familiarize with the steps you must take to complete the purchase once the seller accepts the offer. After you make the deal you should contact a notary or a lawyer, to assist you with the remaining process.

If you are buying a house for the first time you should get in contact with a notary or real estate agents, just to be safe around the work that you never have done before. Check their rates, their work, and also check how the notary/lawyer can be the best fit for you. The notary/lawyer will help you through all the paper work you have to do during the transaction.

Here are steps that a notary or lawyer will help you with, and protect you during the transaction:
•A notary/lawyer will help you search the title, which shows all the easements or restrictive covenants, and it also helps you figure out if any other person other than the seller has any other legal rights on the property.
• Notary/lawyer will obtain all the other necessary documents such as title insurance documents, fire insurance, strata Information Certificate etc.
• Notary/ lawyer will prepare all the transfer ownership documents from the seller to you, including the property transfer tax return.
• Ensure that all the payments that are the seller’s responsibility have been done.
• Confirming that the mortgage on title is paid off and discharged if necessary.
• Preparing a statement of adjustment which will show all the money owed by you and all the funds you will need to complete the transaction.
• Notary/lawyer can also help you with the mortgage, if you require a mortgage on the house.
• Arrange for you to sign the transfer documents.• Arranging for payment to the seller and making sure that the property is registered on the buyers name at the Land Title Survey Authority office.
• On the closing date, the notary/lawyer will file the documents with the LTSA, which is called closing.
• After all this work, you will receive the important papers such as: Transfer forms, and the final State of Title Certificate, which shows your name as new owner of the property.

On the possession date after everything is complete you will receive the keys.

If you are going to buy a property feel free to give us a call @ 604-583-3853 for any type of information you need before you buy or step into any investment. I will make sure you get the right information and service required. I really enjoy spending time with my clients to explain all the documents that they are signing, and I always make sure that my clients understand all the Ins and Outs of the documents to protect them from any problems in the future. My fee is always competitive, and I believe in building lasting relationship with our clients.